We can provide your business with a merchant cash advance against its merchant account of up to $200,000 per business location. An alternative to a small business loan, these funds are against all future credit card sales (Visa, MasterCard, American Express, Discover, etc.) and are typically available within 7 days or less. AmeriMerchant is one of the largest providers of merchant account financing in the country. To qualify for a merchant cash advance against your merchant account, you only need to process at least $5,000/month in credit cards for at least 60 days to receive a business cash advance.