Does my business qualify for a cash advance?

Merchants must meet the below requirements in order to qualify:

• You must have a merchant account processing at least $5,000/month in credit card and/or debit card sales from your customers for at least 60 days.
• You must be current with your landlord (we do perform a landlord verification call) or current with your mortgage if you own the building.
• You must have at least twelve (12) months left on your lease if you are renting your business location.
• You can not have any open bankruptcies in the last 12 months

How does AmeriMerchant's business cash advance work?
We advance your business up to $1,000,000 for each business location against your future credit card sales. The funding amount depends on your needs and your current monthly volume of credit card sales.

Are there any hidden fees when I'm approved for my business cash advance?
There are absolutely NO hidden fees upon approval of your business cash advance!

Will I be denied my business cash advance if I have bad credit?
Unsecured cash advances are based on future credit card sales not your credit score.

How fast will I receive the funds from my business cash advance?
After being approved for your merchant cash advance you can receive funds in typically 7 days or less.

Is this a small business loan?
No. It's a cash advance against your future credit card sales. Our business cash advance program is the #1 alternative to small business loans.

Where do I apply for my merchant cash advance?
Apply here for AmeriMerchant Cash Advance Application

Have more questions regarding the AmeriMerchant business Merchant Cash Advance Program?
Contact AmeriMerchant Today!

Does my business qualify for a Platinum Merchant Cash Advance?

Merchants must meet the below requirements in order to qualify:

• You must have a merchant account processing at least $20,000/month in credit card and/or debit card sales from your customers for at least 60 days.
• You must be current with your landlord (we do perform a landlord verification call) or current with your mortgage if you own the building.
• You must have at least twelve (12) months left on your lease if you are renting your business location.
• You cannot have any open bankruptcies in the last 12 months
• You must have a minimum 640 FICO score
• You must have an operating history of at least 2 years

How does AmeriMerchant's Platinum Merchant Cash Advance work?
We advance your business up to $1,000,000 for each business location against your future credit card sales. The funding amount depends on your needs and your current monthly volume of credit card sales.

Will I be denied my business cash advance if I have bad credit?
A minimum 640 FICO score is required for this program.

How fast will I receive the funds from my business cash advance?
After being approved for your merchant cash advance you can typically receive funds in 7 days or less.

Is this a small business loan?
No. It's a cash advance against your future credit card sales. Our business cash advance program is the #1 alternative to small business loans.

How does the Platinum Merchant Cash Advance differ from a traditional merchant cash advance?

• Lower withholding percentages compared to the traditional merchant cash advance
• Typically lower withholding percentages from a merchant's daily credit card sales versus the traditional merchant cash advance

Do I have to switch my processing?
No, we allow pass through accounts as well as a last resort.

Does my business qualify for the StockUp StockUp Inventory Purchasing Program?

Merchants must meet the below requirements in order to qualify:

• You cannot have any open bankruptcies in the last 12 months
• You must provide proof of insurance
• You must be in business for at least 1 year
• Your profit margins must be 25% or higher
• Your minimum monthly gross sales must be at least $20,000
• Credit card acceptance at your business is not required for this program.

How does AmeriMerchant's StockUp Inventory Purchasing Program work?
The StockUp Inventory Purchasing Program is designed to allow your business to purchase inventory using our capital. We act as a "purchasing liaison" and purchase inventory on your behalf from your existing suppliers allowing you to obtain inventory with no money upfront. We then resell you the inventory and charge a minimal purchasing fee.

Will I be denied from the StockUp Inventory Purchasing Program if I have bad credit?
AmeriMerchant has very high approval rates. We take into account all aspects of your application, not just your credit history.

How fast will I receive the inventory?
Delivery times are dependent on your supplier. Once approved, StockUp Inventory makes payments to your wholesaler within 48 hours.

Does my business qualify for the Alternative Funding Program?

Merchants must meet the below requirements in order to qualify:

• You must have an established business with gross sales of at least $250,000 a year
• You must be current with your landlord (we do perform a landlord verification call) or current with your mortgage if you own the building.
• You must have at least twelve (12) months left on your lease if you are renting your business location.
• You cannot have any open bankruptcies in the last 12 months

How does AmeriMerchant's Alternative Funding Program work?
We advance your business up to $1,000,000 for each business location, depending on your needs and your current gross sales.

Will I be denied from the Alternative Funding Program if I have bad credit?
AmeriMerchant has very high approval rates. We take into account all aspects of your application, not just your credit history.

How fast will I receive the funding?
After being approved for the Alternative Funding Program, you can typically receive funds in 7 days or less.

How is this program different from a traditional merchant cash advance?
The Alternative Funding Program is different from a traditional merchant cash advance because it does not require merchants to process credit cards or process a minimum amount in order to qualify for funding.

Does my business qualify for the Foot Traffic Marketing Program?

Your business must meet the below requirements in order to qualify:

• You must have a merchant account processing at least $5,000/month in credit card and/or debit card sales from your customers for at least 60 days.
• You must be current with your landlord (we do perform a landlord verification call) or current with your mortgage if you own the building.
• You must have at least twelve (12) months left on your lease if you are renting your business location.
• You cannot have any open bankruptcies in the last 12 months.

How does AmeriMerchant's Foot Traffic Marketing Program work?
We can offer your business a full service marketing campaign based on your business's monthly credit card sales. From there, we can offer you a program that works best for your business.

Will I be denied the Foot Traffic Marketing program if I have bad credit?
AmeriMerchant has very high approval rates, credit is only one factor of the application.

What is the turnaround time for a marketing campaign?
Once approved for your Foot Traffic Marketing campaign, it typically takes 2 weeks to complete the full service marketing campaign.

What is included in the Foot Traffic Marketing Program?

• Free consultation
• Multiple marketing package options
• Custom design of your marketing piece
• Market research to choose the best data
• We can breakdown the data by zip code, gender, income level, etc.
• Full service marketing campaign- We will print, address, pay for postage and mail out your campaign

How much does it cost?
The program cost depends on the marketing package chosen.

Does my restaurant qualify for the Restaurant Financing Program?

Merchants must meet the below requirements in order to qualify:

• You must have a merchant account processing at least $5,000/month in credit card and/or debit card sales from your customers for at least 60 days.
• You must be current with your landlord (we do perform a landlord verification call) or current with your mortgage if you own the building.
• You must have at least twelve (12) months left on your lease if you are renting your business location.
• You can not have any open bankruptcies in the last 12 months

How does AmeriMerchant's business cash advance work?
We advance your business up to $1,000,000 for each business location depending on your needs and your current monthly volume of credit card sales.

Are there any hidden fees when I'm approved for my business cash advance?
There are absolutely NO hidden fees upon approval of your business cash advance!

Will I be denied my business cash advance if I have bad credit?
AmeriMerchant has very high approval rates. We take into account all aspects of your application, not just your credit history.

How fast will I receive the funds from my business cash advance?
After being approved for your merchant cash advance you can receive funds in typically 7 days or less.

Is this a small business loan?
No. It's a cash advance against your future credit card sales. Our business cash advance program is the #1 alternative to small business loans.

Where do I apply for my merchant cash advance?
Apply here for AmeriMerchant Cash Advance Application

Have more questions regarding the AmeriMerchant business Merchant Cash Advance Program?
Contact AmeriMerchant Today!

Does my business qualify for the Money & Marketing Program?

Merchants must meet the following requirements in order to qualify:

• You must have a merchant account processing at least $5,000/month in credit card and/or debit card sales from your customers for at least 60 days.
• You must be current with your landlord (we do perform a landlord verification call) or current with your mortgage if you own the building.
• You must have at least twelve (12) months left on your lease if you are renting your business location.
• You can not have any open bankruptcies in the last 12 months

How does AmeriMerchant's Money & Marketing Program work?
We advance your business up to $1,000,000 for each business location against your future credit card
sales. Part of that money can be used to create a marketing campaign for your business. For example, if
you are approved $10,000 and the marketing program you choose costs $3,000 then the remaining
$7,000 can be used however you see fit.

Will I be denied from the Money & Marketing Program if I have bad credit?
AmeriMerchant has very high approval rates. We take into account all aspects of your application, not
just your credit history.

What is the turnaround time for the Money & Marketing Program?
It typically takes 2 weeks to complete the full service marketing campaign and 7 days to receive funding for your business.